Congratulations you’ve decided to buy a house…now you need a mortgage!
A home purchase may be your largest financial decision to date, so it’s important to make the right decisions and pay attention to the details. If you are prepared with the right information, the mortgage application process is very straightforward.
The first thing you need to do is to complete a loan application, which can be done easily through this website by clicking on “Find a Loan.” Our online process is completely safe and secure and the sight is designed to allow you to stop at any time and pick up where you left off. Or you can call us at 215-469-1000 and one of licensed professional loan officers will walk you through the process.
To help you complete the form it will help if you have your Social Security Number, your contact and employment information and your best estimates of income, assets and liabilities.
Once the loan application is complete, your loan officer will give you information about estimated closing costs and a truth in lending disclosure. Then, they will provide you with a list of specific documents required to process your loan application.
Your loan officer will help you select the best mortgage program and interest rates for your needs and will work with you through the process to the settlement table.
At the appropriate time we'll order a property appraisal for you.
Your real estate agent or the seller will designate an escrow/title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.
We will coordinate with the escrow team and you'll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST!